You can expedite the loan process by being prepared when you meet with your lender to apply for your loan. The following is a list of items to bring with you:
- Be sure to take your checkbook as your lender will need to order a credit report and property appraisal which need to be paid for upfront. This should be approximately $300-350.
- A copy of the sales contract
- Copies of your pay stubs for the last 30 days
- Copies of your last 2 years W-2s
- Copies of your last 2 years Signed Federal Tax Returns
- Copies of last 2 months Bank Statements
- Copy of your Sales Contract on your current home
- Copy of Bankruptcy papers w/Discharge letter if necessary
- Copy of Signed Divorce papers/Property Settlements if necessary
- Copies of Cancelled Checks or Bank Statements for Child Support payments if claiming income
- Va Loans-Copy of DD214
- Name/address/phone number of current Landlord
- Copy of Drivers License/Social Security Card
